Protect your premium
Accidents happen. Travelers Accident Forgiveness can ease your mind in case one does.
![Woman sitting in the driver's seat of a red vehicle.](https://asset.trvstatic.com/images/assets/woman-in-red-car-smiling-with-door-open.jpg/7dd85aa037a511ee82f4f6493d565b53?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiN2RkODVhYTAzN2E1MTFlZTgyZjRmNjQ5M2Q1NjViNTMiXSwiZXhwIjoxNjk0MTk3MjU0fQ.VVM8YxjF2yp3n5EnvIICA-Jb2VajRtkjVp37wEQjMrw)
What is Accident Forgiveness?
If you qualify, Accident Forgiveness is an optional feature you may be able to add to your car insurance policy that can help you avoid a rate increase after an accident. Accident forgiveness may be worth exploring if it is available in your state.**
Is Accident Forgiveness right for me?
Check with your local independent agent or Travelers representative to find out if you qualify.* We’ll look at your driving record, as well as accidents and violations for other drivers in your household.
Responsible Driver Plan℠
For extra peace of mind, consider the Travelers Responsible Driver Plan, which offers accident forgiveness and minor violation forgiveness. These optional features can help you avoid a car insurance premium increase following either your first covered accident or your first minor violation.
Accident Forgiveness
Forgives one accident over a specified period and can help protect you from a premium increase due to that accident.**
**Accident Forgiveness, Minor Violation Forgiveness, Decreasing Deductible and Total Loss Deductible Waiver are not available in all states including CA.
Minor Violation Forgiveness
Forgives one minor violation over a specified period, so you won't pay more for your car insurance solely due to your first minor traffic violation as a Travelers customer.**
Premier Responsible Driver Plan®
In addition to the Accident and Minor Violation Forgiveness, this plan includes Decreasing Deductible® and Total Loss Deductible Waiver for more potential savings on your car insurance.
Decreasing Deductible®
With the Travelers Premier Responsible Driver Plan Decreasing Deductible feature,** on a six-month policy, for every six months that all drivers on the policy are accident- or major-violation-free, you can earn a $50 credit up to $500 to be applied toward your deductible in the event of a covered loss. On a year-long policy, for every 12 months that all drivers on the policy are accident- or major-violation-free, you can earn a $100 credit up to $500 to be applied toward your deductible in the event of a covered loss.
**Accident Forgiveness, Minor Violation Forgiveness, Decreasing Deductible and Total Loss Deductible Waiver are not available in all states including CA.
Total Loss Deductible Waiver
Protects you from paying a deductible if your car is totaled.**
Check out your options
Contact your local independent agent or Travelers representative to review your current coverage, or get a car insurance quote today.