Protect your premium
Accidents happen. Travelers Accident Forgiveness can ease your mind in case one does.
What is Accident Forgiveness?
If you qualify, Accident Forgiveness is an optional feature you may be able to add to your car insurance policy that can help you avoid a rate increase after an accident. Accident forgiveness may be worth exploring if it is available in your state.**
Is Accident Forgiveness right for me?
Check with your local independent agent or Travelers representative to find out if you qualify.* We’ll look at your driving record, as well as accidents and violations for other drivers in your household.
Responsible Driver Plan℠
For extra peace of mind, consider the Travelers Responsible Driver Plan, which offers accident forgiveness and minor violation forgiveness. These optional features can help you avoid a car insurance premium increase following either your first covered accident or your first minor violation.
Accident Forgiveness
Forgives one accident over a specified period and can help protect you from a premium increase due to that accident.**
**Accident Forgiveness, Minor Violation Forgiveness, Decreasing Deductible and Total Loss Deductible Waiver are not available in all states including CA.
Minor Violation Forgiveness
Forgives one minor violation over a specified period, so you won't pay more for your car insurance solely due to your first minor traffic violation as a Travelers customer.**
Premier Responsible Driver Plan®
In addition to the Accident and Minor Violation Forgiveness, this plan includes Decreasing Deductible® and Total Loss Deductible Waiver for more potential savings on your car insurance.
Decreasing Deductible®
With the Travelers Premier Responsible Driver Plan Decreasing Deductible feature,** on a six-month policy, for every six months that all drivers on the policy are accident- or major-violation-free, you can earn a $50 credit up to $500 to be applied toward your deductible in the event of a covered loss. On a year-long policy, for every 12 months that all drivers on the policy are accident- or major-violation-free, you can earn a $100 credit up to $500 to be applied toward your deductible in the event of a covered loss.
**Accident Forgiveness, Minor Violation Forgiveness, Decreasing Deductible and Total Loss Deductible Waiver are not available in all states including CA.
Total Loss Deductible Waiver
Protects you from paying a deductible if your car is totaled.**
Check out your options
Contact your local independent agent or Travelers representative to review your current coverage, or get a car insurance quote today.
