Protect your business with small business insurance.
Maybe it began as a hobby, or a bold career move. You started your business for a reason and made a significant investment. Business insurance helps to protect your investment from the financial impact of unexpected events, such as an employee injury, a lawsuit, a natural disaster or a man-made event.
The right insurance company can also provide insights and guidance that can help you manage risks and avoid claims. That’s why making smart choices about your business insurance can have a significant impact on the overall well-being of your business.
Real-world advice for small businesses
Your time is at a premium. That’s why we offer practical advice on topics that matter most to help protect your small business.
Industries
Small business insurance with you in mind
You work hard to deliver a high level of service and products that fit your customer needs. We offer the same when it comes to protecting your business.
Products & solutions
Small business insurance coverage designed to protect your business.
Business owner's policy (BOP)
Provides a broad array of standard coverage features specifically designed to meet the property and general liability needs of small commercial customers, with the flexibility to further tailor coverage to meet your specific business needs.
Workers compensation
Supports employers and employees after a work-related injury or disease, delivered with a host of proprietary services to support positive outcomes.
CyberRisk
Provides organizations of all sizes coverage to help protect against losses resulting from data breaches and other fast-evolving cyber exposures.
Management and professional liability
Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.
Professional liability insurance
Unfortunately, mistakes can happen. Protect your business from liability risks resulting from professional services, advice or recommendations provided by your business.
Employment practices liability
Protect your business from liability risks if an employee should claim wrongful employment practices.
Commercial auto & trucking
Travelers commercial auto & trucking insurance offers quality products to protect your business on the road.
Excess casualty and umbrella
Commercial umbrella and excess liability solutions can provide the extra protection you need for the big, unexpected events.
Professionals liability
Your professional and financial security can depend on how well you're protected from a lawsuit or claim. Travelers errors & omissions coverage protects professionals from the array of emerging exposures firms may face.
Business income and extra expense insurance
Helps replace your income and covered expenses while your property is being repaired or replaced.
General liability
Travelers general liability insurance for businesses provides protection from a variety of claims.
Commercial property insurance
Helps protect the business property you own, lease or rent, including assets like your buildings, equipment and inventory.
Equipment breakdown coverage
Travelers offers a broad package of specific coverages for nearly every equipment loss scenario.
Fast & effective
Services for small business owners
Customized protection for all customers based on exposures they may face every day. Our industry expertise, along with a deep understanding of business needs, helps us deliver service plans designed specifically for our customers.
Self-service tools
Business insurance 101
Insurance essentials for small business
Get familiar with important terms and the basics of insurance types you may need.
Why Travelers
160+ years of experience. 30,000 people who care.
Sustainability
Here, sustainability means performing today, transforming for tomorrow and fulfilling our promise to our customers, communities and employees.
Diversity & Inclusion
We attract and retain the best employees from the broadest talent pool and foster an inclusive environment where each individual can develop and thrive.
Community
Travelers builds strong communities through giving and volunteerism to support educational and economic opportunities for all.
Travelers Institute
We bring industry thought leadership and analysis to help address the most pressing challenges facing our industries, our customers and the communities we serve.
Small business FAQs
Got questions? We have answers.
Explore common questions that are asked before, during or after purchasing small business insurance.
Resources
Small Retail Business - Insurance Coverage Scenarios
Explore ways to protect your small retail business when the unexpected happens. Check out all the ways Travelers Insurance can help protect your small business.
More Prepare & Prevent
Insights to help you manage risks at work and on the road
Small Business Resources
5 Interviewing Tips for Hiring Employees for Your Small Business
These interview tips can help you find qualified candidates for your small business.
Workplace Safety Resources
The Modern Office Brings Emerging Risks
Modern office trends, such as mobile device use and work and play activities, bring new safety risks.
Workplace Safety Resources
Ergonomics for the Road Warrior
Laptop and tablet use is on the rise for modern workers, and with it comes a new set of ergonomic challenges.
Workplace Safety Resources
Ergonomics in the Mobile Office
Vehicle ergonomics are key to the health and safety of workers on the go. Learn about driving ergonomics to help prevent injuries.
Workplace Safety Resources
How to Adjust Your Desk Chair and Workstation
Sitting at a desk all day can put stress on your body. Learn how to create an ergonomic workstation setup to help prevent injury.
Workplace Safety Resources
Ergonomics in the Modern Office
The modern office sees new ways for employees to be productive, like exercise balls and standing desks. The improper use of these devices can lead to discomfort and injuries.
