Condo Insurance
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Protection for the things that matter
Get a quote for condo insurance today
It can take just a few minutes to get a condo insurance quote. Condo insurance includes personal liability coverage, which can provide coverage if someone gets hurt while visiting. Condo insurance can also provide coverage for your personal property, such as your furniture and electronics. Even if your condo association has insurance, you may still need condo insurance to help cover your personal property and personal liability.
What is condo insurance?
Condominium insurance can protect you and your unit from the unexpected. If your condo is damaged, your belongings are stolen or someone gets injured at your home, it can help cover repairs or replacement, temporary housing, medical bills, legal fees and more.
Most policies have three key elements: the premium, which is how much you pay for coverage; deductibles, which are how much you’re responsible for out of pocket in the event of a covered claim; and limits, which are the most your insurer will pay for a claim.
Why do I need condo insurance?
A condo insurance policy is recommended for anyone who owns a condo and may even be required by your mortgage lender. Your condo association may have its own coverage requirements, which may reflect your community by-laws, rules and coverage gaps in the association’s insurance policy (or master policy). In certain areas, you may need separate policies or coverage to help protect your condo and personal belongings against damage due to floods, earthquakes, windstorms or hail.
Condo insurance is coverage you hope to never use, but if the unexpected happens, it can help you restore your life back to normal.
What's covered
As a condo owner, your building and your individual unit can have separate needs. While your condo association may have an insurance policy, generally only condo insurance protects your personal property and personal liability.
Ways to save
From your claim history to your condo’s special security features, there are many ways that you can save money on condo insurance.
FAQs
Get answers to condo insurance questions. We have the answers.
Got questions? We have answers.
Explore common questions that are asked before, during or after purchasing condo insurance.
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