Disaster Planning Guide

Travelers umbrella logo.
By Travelers Risk Control
1 minute
Picture of insurance policy documents.

The best time to think about a natural disaster is when there is not one in sight and you can undertake effective planning without stress. Start by getting organized and doing simple tasks.

Download our disaster preparedness checklist >

Here is what you need to do:

  • Review your insurance policy to ensure you have sufficient coverage. Your Travelers representative or insurance agent can help.
  • Create safety plans for your family and your business. Families, draw up an evacuation plan that tells everyone where to go and how to keep in touch during an emergency. Businesses, write a business continuity plan that outlines what you will do and who you can call on to keep your business running in the event of a disaster.
  • Build a content inventory to document the items in your home or at your business.
  • Prepare a survival kit of things you might need if disaster strikes.
  • Perform routine maintenance such as tree-trimming, gutter cleaning and debris removal around your home or office building. Make sure drains and sump pumps are clear.

Be ready before the storm hits >

Two men looking at house as part of disaster recovery.

Top stories

Natural Disaster Recovery Plan

Knowing how to recover after a disaster can help minimize damage after a storm and get you back on your feet. Get disaster recovery tips.

Related products & services

Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.

Damage from a flood isn't usually covered by a typical home insurance policy. Learn more about flood insurance.*****

This can help pay for housing and living expenses if your home is damaged by a covered loss.

More Prepare & Prevent

8 Disaster Preparedness Tips

Disaster preparedness before a storm can help when a disaster is approaching. Learn how you can prepare for disaster.

Disaster preparedness kit to help prepare for natural disaster.

More Prepare & Prevent

How to Help Prepare for a Hurricane

Do you know how to prepare for a hurricane? Get five tips from Travelers on preparing your home for a hurricane.

Hurricane shutters on the side of a house.

More Prepare & Prevent

4 Tips to Help You Stay Safe During a Natural Disaster

Learn what to do in a natural disaster to help stay safe, including staying in your sheltered area until danger has completely passed.

Close up of radio.