Travelers Risk Index
![A blue skyward view surrounded by tall glass buildings.](https://asset.trvstatic.com/images/assets/RiskIndex-no-text-hero.jpg/72a2c75878f811ee88c0de456253796a?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiNzJhMmM3NTg3OGY4MTFlZTg4YzBkZTQ1NjI1Mzc5NmEiXSwiZXhwIjoxNjk5MzgyODQxfQ.pd54aOlCJo2DGEF7SPgvyE-N1udhc_A8IhMeZbUAaIU)
Learn what risks most concern Americans and their businesses, and how they manage them
This annual survey looks at the top concerns of consumers and U.S. businesses. See what worries Americans and businesses, and the ways individuals and companies are dealing with the risks they face every day.
2023 Travelers Risk Index: Cyber Report
The Travelers Risk Index provides an annual snapshot of risk viewpoints from over 1,200 business decision-makers across the country.
![Illustration of man on laptop computer implementing cyber security with hacker in the corner.](https://asset.trvstatic.com/images/assets/cyber-prep-desk.png/545e488cdd5611eda5ff42b5e1f23eef)
2023 Distracted Driving for Businesses
Business leaders report an increased number of employees have been involved in crashes. Here’s a look at what’s happening while employees are behind the wheel.
![Man texting while driving distracted behind the wheel.](https://asset.trvstatic.com/images/assets/RiskIndex_text_medium.jpg/7f9b79b278fa11ee88c0de456253796a?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiN2Y5Yjc5YjI3OGZhMTFlZTg4YzBkZTQ1NjI1Mzc5NmEiXSwiZXhwIjoxNjk4ODc5OTgwfQ.WeSfIEuU7Il7RBPJI_ajHluFZkWGWhTzJYyBdD5l4n0)
2023 Distracted Driving for Consumers
Seventy percent of Risk Index survey respondents said that they believe distracted driving is more of a problem now than it has been over the past few years. Here’s a look at key findings from the 2023 Travelers Risk Index.
![Woman distracted driving and talking on the phone.](https://asset.trvstatic.com/images/assets/RiskIndex_call_small.jpg/a743c38a5c9311ee88c0de456253796a)
![Travelers Risk Index - employee talking with business owner.](https://asset.trvstatic.com/images/assets/overview-risk-index-2017-large.jpg/2d19386416a811eeb51ce2d08be4b202?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiMmQxOTM4NjQxNmE4MTFlZWI1MWNlMmQwOGJlNGIyMDIiXSwiZXhwIjoxNjk4ODgwNzAzfQ.dNae6FixTo2pqZKPgtKO4KQPfrnJzDAaUm6H5W6jFHo)
TRAVELERS RISK INDEX
Past reports
Explore the top perceived risks that posed the biggest challenges to U.S. businesses and consumers in prior years.
2022 Travelers Risk Index: Cyber
2022 Distracted Driving for Consumers
2022 Distracted Driving for Businesses
MORE PREPARE & PREVENT
Insights to help you manage risks at work and on the road
Business Continuity Resources
Navigating Modern Business Risk in the Face of Accelerating Economic Headwinds
Learn strategies for navigating business risks through modern economic challenges.
![Two men working in the office.](https://asset.trvstatic.com/images/assets/two-men-working-in-the-office.jpg/4b9f44e6d3b811ed9ce7160d75fa855a?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiNGI5ZjQ0ZTZkM2I4MTFlZDljZTcxNjBkNzVmYTg1NWEiXSwiZXhwIjoxNjkzODI4MTkxfQ.0CI4io4gtHrj5XDJgFGin5aTZB_XuUQxluANqHJTkls)
Cyber Resources
How to Protect Your Company from Business Email Hacks
Business email compromise is a growing threat to companies, which unknowingly grant a hacker access to their business email account that can be used for wire transfer fraud.
![Picture of a laptop with an urgent notification, Gone in a Keystroke: Inside a Business Email Hack.](https://asset.trvstatic.com/images/assets/picture-of-a-laptop-with-an-urgent-notification-gone-in-a-keystroke-inside-a-business-email-hack.jpg/Zz1iZTZkMzAzZWE2ZDkxMWVkYjJkOGRhNzIzYTllMjFhYg==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiYmU2ZDMwM2VhNmQ5MTFlZGIyZDhkYTcyM2E5ZTIxYWIiXSwiZXhwIjoxNjc1Nzc2MTg5fQ._1kZ0tPqP86RCQB-ya_CWi5eX7wN0rNV1ric0x0PtqA)
Cyber Resources
Cybersecurity for Employees Working from Home
There are potential cybersecurity risks when employees work from locations outside of the office. To help minimize these risks, consider these precautions.
![Man sitting at desk working from home.](https://asset.trvstatic.com/images/assets/man-working-computer-home-office.jpg/2e97a0346f6511ee88c0de456253796a?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiMmU5N2EwMzQ2ZjY1MTFlZTg4YzBkZTQ1NjI1Mzc5NmEiXSwiZXhwIjoxNjk3ODI2MzU1fQ.d1nPC-Jf8BXHSE_nJ_nPFK5uGWhWBA2s9YO3QTCKKfk)