The Pros and Cons of Composite vs. Wood Decking

General rc bio umbrella.
By Travelers
2 minutes
Couple building deck

You’ve decided it's time to replace your outdoor deck and you’re ready to take it on as a DIY project, or you’ve decided to work with a licensed and bonded contractor for the heavy lifting. Before you start on such a critical project, it’s important to know that decking options have grown over the last several years, bringing new choices in composite plastic and wood products from which to construct your deck.

While they often cost more than wood, composite materials offer the promise of greater durability and less maintenance. Wood is still the most common choice for deck material,1 but it doesn't last forever. Composites may be more durable, but they might lack the natural look and color you are looking for. 

In June 2016, CBS News reported that while wood products still have a command on the market, composites are growing in popularity. Synthetic wood commands about 16% of the $7 billion-per-year deck market and appears to be gaining some traction.2

From cost to maintenance and durability to look, there are many things to think about as you decide between composite or wood for your next deck. Here are some pros and cons to consider before you decide which product to buy.

Man sitting in chair at home.

Travelers wants to help you protect the things that matter to you. We offer a wide breadth of products so you can be covered at home and on the road.

Pros of composite decking

  • There's less maintenance. Consumers must decide if the look and feel of natural wood is worth the work that goes into periodic staining, painting and replacing sections that have begun to decay. If you'd rather spend your time doing something else, composites are your choice. 
  • Composites come in a variety of colors. Unlike wood, composites don't need to be painted or stained to match your home's exterior. 
  • You can use recycled materials. Some composite companies are using recycled materials. This means your synthetic deck can be environmentally friendly.
  • The technology is improving. Some manufacturers now produce decking with a hard plastic shell bonded to composite boards to improve durability. According to Popular Mechanics, this makes the surface less prone to staining, fading, scratching and mold.3
Wood vs Composite decking. Wood: Less material required, more cost-efficient, natural look and feel. Composite: less maintenance, variety of colors available, environmentally friendly.

Cons of composite decking

  • A pricey alternative to wood. Durability comes at a cost, as composite decking is more expensive than wood. It could cost 15% to 20% more for composite material than pressure-treated pine.4   
  • Composites aren't natural. No matter how much effort goes into making composites look like wood, they're not. The only way to get the full beauty of a wood deck is to use the real thing.
  • Composite decks aren't completely maintenance free. Like wood decks, they still require you to sweep up leaves and other debris and wash them down periodically.
  • You'll need to comparison shop. Because there are a variety of composite manufacturers, it's important to compare prices and ask questions about durability. Many composites now come with stain and fade warranties, so be sure to check that the material you select has a warranty.5 

Learn more about Travelers' homeowners insurance products, or if you’re ready to take the next step, click here to get a quote or find an agent.

Front of a house with a large tree in front of it.

Top stories

Tree Maintenance and Care

Tree maintenance and care can help prevent damage to your property caused by falling dead tree limbs. Learn more about tree maintenance from Travelers.

Related products & services

Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.

From jewelry to collectibles, you may have more valuables than you realize. Make sure your home insurance policy provides the coverage you need.

Personal property insurance can cover your belongings if they're damaged in a covered loss.

More Prepare & Prevent

5 Home Improvement Projects That May Have the Biggest Return on Investment

Find out about which home improvement projects may have the highest return on investment (ROI).

Male working on home improvement project.

More Prepare & Prevent

Renovating Your Home to FORTIFIED Standards

FORTIFIED homes are generally stronger than most state building codes require and can protect against severe weather.

Person working on installing new window in house.

More Prepare & Prevent

How to Make Your Home More Energy Efficient

Learn how to help save energy at home by making your home more energy efficient, including air sealing, replacing lighting and appliances, and more.

Person installing energy efficient light built in home.