Home insurance tips and resources
Tips and Resources for Insuring Your Home
Does Renters Insurance Cover Theft?
When it comes to protecting your belongings as a renter, you may think you’re fully covered if you have renters insurance. Read on to find out in what ways your belongings may not be covered for theft.
![Woman taking pictures after a burglary.](https://asset.trvstatic.com/images/assets/woman-taking-pictures-after-a-burglary.jpg/18df1ddcb76711ed9f03aedf6f1ce914)
Tips and Resources for Insuring Your Home
8 Steps to Buying and Insuring Your New Home
Whether you're in the market for your first home or you're a seasoned homebuyer, make sure your home is covered. Here's a helpful rundown of steps along the way to help you cover all the bases.
![Family meeting with real estate agent buying new home.](https://asset.trvstatic.com/images/assets/right-time-new-home-insurance-large.jpg/c8accdea0c7111ee889fa26d4c9874bd)
Tips and Resources for Insuring Your Home
Things to Know Before You Fly a Drone
Drones are capable of causing significant property damage or personal injury. Here are some considerations to know before you fly.
![Person flying their drone outside.](https://asset.trvstatic.com/images/assets/person-flying-their-drone-outside.jpg/Zz01ODQxZjE2NDcxODcxMWVkYWY5NDZhNzM1NTExZTIwYw==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiNTg0MWYxNjQ3MTg3MTFlZGFmOTQ2YTczNTUxMWUyMGMiXSwiZXhwIjoxNjc4Mjc3MDY2fQ.5pbosT_bhQmgDZ8sMZ3gdNWzZuFo5IFdASnY7uyUOno)
Tips and Resources for Insuring Your Home
What's the Difference Between Homeowners Insurance and Mortgage Insurance?
Here's a look at each type of insurance, why you would need it, what it can help cover and when you might buy it.
![Man and woman comparing home and mortgage insurance.](https://asset.trvstatic.com/images/assets/couple-laptop-kitchen.jpg/c525046cc5f311eea42cdab8d9adbe16)
Tips and Resources for Insuring Your Home
Do I Need Homeowners Insurance and When Should I Buy It?
Wondering if you need home insurance? Check out this FAQ on if and when you should purchase homeowners insurance.
![Couple filling out home insurance papers with agent.](https://asset.trvstatic.com/images/assets/couple-reviewing-home-insurance-options-with-agent.jpg/340cd0b8b76c11ed86603a2213f65951)
Tips and Resources for Insuring Your Home
Should I File a Property Damage Claim? 3 Questions to Help You Decide
Homeowners insurance can protect you from the unexpected. But what if you have an incident where you're not sure whether to file a claim? Here are three questions to help you determine what to do next.
![Homeowner talking to someone on the phone about whether they should file a claim.](https://asset.trvstatic.com/images/assets/homeowner-talking-to-someone+on+the-phone-about-whether-they-should-file-a-claim.jpg/f01d3a0a5c9311eeaaadca7a0d65b834)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Pool Damage?
In general, if your pool is damaged by a covered peril, it will be covered under your homeowners insurance policy.
![family playing and splashing in the pool](https://asset.trvstatic.com/images/assets/DoesHomeownersInsuranceCoverPoolDamage_thumbnail.jpg/Zz1iYjI4YTE5ZTFiNDAxMWVkYjkxNDhlZTJiMDdmODZlMQ==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiYmIyOGExOWUxYjQwMTFlZGI5MTQ4ZWUyYjA3Zjg2ZTEiXSwiZXhwIjoxNzA3MTY0ODc3fQ.CL7O8EBZoOHzMZ7JtNRF6haTxSMcdvP3eSjJ4ILqefM)
Tips and Resources for Insuring Your Home
5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage
Valuable items insurance coverage can help protect personal items that may have limited coverage amounts or no coverage under the homeowners, condo or renters insurance policy.
![Pearls in a jewelry box covered in valuable items insurance coverage.](https://asset.trvstatic.com/images/assets/pearls-in-a-jewelry-box-covered-in-valuable-items-insurance-coverage.jpg/f6b6bca6ce2711ed9f3c821eda904180)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Fences?
Does homeowners insurance cover fences? What if a neighbor’s tree fell on my fence? Learn more about homeowners coverage with Travelers.
![White picket fence next to house.](https://asset.trvstatic.com/images/assets/white-picket-fence-next-to-house.jpg/Zz1lYzkwNzZmNDZmMjcxMWVkODhkOTZhZjMyMGUzMmE1OQ==)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Appliances?
Typically, home insurance policies cover appliances lost or damaged due to a covered incident, such as a fire or lightning strike. But they don’t cover the cost to repair or replace an appliance as a result of normal wear and tear.
![Image of man and son taking cookies out of the oven in their home.](https://asset.trvstatic.com/images/assets/image-of-man-and-son-taking-cookies-out-of-the-oven-in-their-home.jpg/Zz04NzE1NGZjMjZmMjUxMWVkYTJmZTNlOWMwOWE4ZTAxNw==)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Fire?
Typically, your homeowner's insurance covers accidental fires in and around your home. Learn more on fire damage and home insurance.
![Image of fire detector on ceiling of a home.](https://asset.trvstatic.com/images/assets/image-of-fire-detector-on-ceiling-of-a-home.jpg/Zz1lYzZiODI0ODliZGUxMWVkYTk0N2RlZDQ4MGU4MWIxMg==)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Burst Pipes?
Accidental water damage that occurs as a result of a sudden, unexpected occurrence like a burst pipe is often covered by a homeowners insurance policy.
![Copper pipe bursting with water gushing out.](https://asset.trvstatic.com/images/assets/pipe-burst-thumbnail.jpg/61d23344ba6311ee85d92e84bef5e8dd?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiNjFkMjMzNDRiYTYzMTFlZTg1ZDkyZTg0YmVmNWU4ZGQiXSwiZXhwIjoxNzA2MDcxODUyfQ.CBdSl8qW-4r9xH9tDwhfYYJN_ovDktO2W2K4SZARBss)
Tips and Resources for Insuring Your Home
When Do I Need Extra Insurance for Jewelry and Other Valuable Items?
Here's a quick guide to navigating insurance policies for jewelry and other valuable items, and how to find the option that's right for you.
![young woman showing older woman jewlery in a box.](https://asset.trvstatic.com/images/assets/women-jewelry-necklace-pearl.jpg/0f481d62c5f511eeba37762b45ff4602)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Remodeling?
Your homeowners insurance may cover aspects of remodeling or renovations, but it’s important to review the policy details before you begin a new project.
![Image of woman making renovations in the bathroom of her home.](https://asset.trvstatic.com/images/assets/image-of-woman-making-renovations-in-the-bathroom-of-her-home.jpg/Zz03Mzg3NDhkNjliZTIxMWVkOWFkMmUyNDJhYTI0ZGRlMw==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiNzM4NzQ4ZDY5YmUyMTFlZDlhZDJlMjQyYWEyNGRkZTMiXSwiZXhwIjoxNjc0NTcwNDY5fQ.9ADjS1BQpvQrumEkDbGtAGAjMMxd04ASAIa0WHhNKGk)
Tips and Resources for Insuring Your Home
Information You May Need for a Homeowners Insurance Quote
Getting a homeowners quote can take only a few minutes when you have the correct information.
![Woman on laptop calling to get a homeowners insurance quote.](https://asset.trvstatic.com/images/assets/homeowners_quote_medium.jpg/117fdf78c5f711eea42cdab8d9adbe16)
Tips and Resources for Insuring Your Home
Does Homeowners Insurance Cover Theft?
Homeowners insurance generally covers theft from your home and property, and there are several components of a typical home policy that you’ll want to understand to help ensure you get the coverage you need.
![Image of home with the front door ajar.](https://asset.trvstatic.com/images/assets/image-of-home-with-the-front-door-ajar.jpg/Zz01MWQ1NmY0MjliZTcxMWVkYjIwNjY2NWIwNTFhNmI3ZQ==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiNTFkNTZmNDI5YmU3MTFlZGIyMDY2NjViMDUxYTZiN2UiXSwiZXhwIjoxNjc0NTcyNTUwfQ.vp15BRT3XAIwMwlEuQgEzujOPcBp9lZfAGpZTwaf7Lg)
Tips and Resources for Insuring Your Home
What Is an Accessory Dwelling Unit (ADU)?
Whether you already have an accessory dwelling unit (ADU) or you're interested in renovating your home and creating one, learn more about insurance options for your new addition.
![What is an Accessory Dwelling Unit (ADU)?](https://asset.trvstatic.com/images/assets/what-is-an-accessory-dwelling-unit-adu.jpg/Zz03YjhhNWFiNDljYWExMWVkYTEyNzRlNjNjZDRhNWFiNQ==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiN2I4YTVhYjQ5Y2FhMTFlZGExMjc0ZTYzY2Q0YTVhYjUiXSwiZXhwIjoxNjc0NjU2Mzc3fQ.orWp0U_OB4xrPk8Davap7pdyqqb4OoTeWfdQUQYXvw8)
Tips and Resources for Insuring Your Home
What Is HO6 Condo Insurance?
An HO6 insurance policy is a type of homeowners insurance for your condo or co-op. Learn more about what HO6 policies are and what they cover from Travelers.
![Woman standing with kids looking out window of condo.](https://asset.trvstatic.com/images/assets/woman-standing-with-kids-looking-out-window-of-condo.jpg/Zz1jNDFkZjliNDljYWMxMWVkYTljMDEyOGQyNmFkNTZjMg==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiYzQxZGY5YjQ5Y2FjMTFlZGE5YzAxMjhkMjZhZDU2YzIiXSwiZXhwIjoxNjc0NjU3MzU1fQ.ghGgTHCZJaT8wu317Ncz_PrxRP6LGHn0AK0hMZfW2S4)
Tips and Resources for Insuring Your Home
What Is a "Granny Flat"?
Granny flats, also known as ADUs, are home additions that can be insured a few ways. Learn more about protecting your granny flat with Travelers Insurance.
![Building a “granny flat”, or an accessory dwelling unit (ADU) that is attached to a home.](https://asset.trvstatic.com/images/assets/building-a-granny-flat-or-an-accessory-dwelling-unit-adu-that-is-attached-to-a-home.jpg/Zz0zNjNhZmZiODljYTAxMWVkOGJlMmQ2OWMyNmQ0NThjMg==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiMzYzYWZmYjg5Y2EwMTFlZDhiZTJkNjljMjZkNDU4YzIiXSwiZXhwIjoxNjc0NjUxOTg2fQ.YG4HBT-2RJDU72dtxIq1853R7tSzX4kgUDP41mmO0so)
Tips and Resources for Insuring Your Home
How the Home Insurance Claim Process Works
Owning a home can mean dealing with the unexpected. Knowing how the home insurance claim process works can help give you peace of mind.
![Male talking on phone with home insurance agent reporting a claim.](https://asset.trvstatic.com/images/assets/male-talking-on-phone-with-home-insurance-agent-reporting-a-claim.jpg/Zz0yOTlhODA2MjliZjExMWVkOThkODg2ODAzY2NhMDYzMg==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiMjk5YTgwNjI5YmYxMTFlZDk4ZDg4NjgwM2NjYTA2MzIiXSwiZXhwIjoxNjc0NTc2ODEwfQ.u08odXIAUPtrVOkXlYhzGBCrwaTzBqYNdRkRUq_MYio)
Tips and Resources for Insuring Your Home
Saving Money on Your Homeowners Insurance
What is bundling? Learn how you can save time and money by bundling your coverage.
![Couple researching bundling insurance in kitchen.](https://asset.trvstatic.com/images/assets/save-money-home-insurance-large.jpg/a91d5d06c5f711eeba37762b45ff4602?token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJzdWIiOlsiYTkxZDVkMDZjNWY3MTFlZWJhMzc3NjJiNDVmZjQ2MDIiXSwiZXhwIjoxNzA3MzQ1MDAwfQ.wXm9MDtEm5tT6vQU6QZU_ZbVEhMJ_MZwa0PTolRnK2c)
Tips and Resources for Insuring Your Home
Why Homeowners Insurance Premiums Are Rising and What You Can Do
Annual homeowners insurance premiums can increase. Learn what might be behind increasing homeowners insurance and what you can do to keep your homeowners insurance in check.
![Woman looking at laptop.](https://asset.trvstatic.com/images/assets/business-woman-laptop.jpg/3ef459d4b54911eeac30620078534789)
Tips and Resources for Insuring Your Home
Is Your Home Insured to Its Replacement Cost?
If your home isn’t insured to its estimated replacement cost, your homeowners policy may not cover the full cost to rebuild.
![Frame of house as part of renovation should be insured to replacement.](https://asset.trvstatic.com/images/assets/insured_to_replacment_value.jpg/825f66ce431f11eeade9768801704066)
Tips and Resources for Insuring Your Home
What to Look for in a Home Insurance Company
You may want to consider if your home insurer has the latest digital tools and experienced, compassionate employees to help guide you through a potential claim incident.
![Man sitting at a desk in front of a laptop computer.](https://asset.trvstatic.com/images/assets/man-sitting-at-a-desk-in-front-of-a-laptop-computer.jpg/Zz1mNGQ1ZjU5YzljYWQxMWVkOTE4ZjQ2MGQxMzFmZGZkMg==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiZjRkNWY1OWM5Y2FkMTFlZDkxOGY0NjBkMTMxZmRmZDIiXSwiZXhwIjoxNjc0NjU3ODY4fQ.hwHbyPk1ybSEQlzdD2mnt9qb_qXqi3E6TKa7nCPhvAY)
Tips and Resources for Insuring Your Home
How Often Should I Review My Insurance Coverage?
Your insurance policies aren't something you can just set and forget. When circumstances in your life change, that may mean you’ve had an insurance qualifying event, which means your insurance may need a change, too.
![How Often Should I Review My Insurance Coverage?](https://asset.trvstatic.com/images/assets/how-often-should-i-review-my-insurance-coverage.jpg/Zz05NjA3MmU5YzliZWUxMWVkYjNhM2E2MTFmOTk2NWVkNw==?token=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJzdWIiOlsiOTYwNzJlOWM5YmVlMTFlZGIzYTNhNjExZjk5NjVlZDciXSwiZXhwIjoxNjc0NTc1NjgyfQ.YzziA6J3vRTGxjXLTs6wdQbtasX_XsWKKvAAcNmuxrk)
Related products
Home insurance
Protect your home the way it protects you by choosing the property insurance coverage that meets your needs.
Condo insurance
Your condo association may have insurance, but your individual unit has its own coverage needs. Condo insurance can protect your personal property and liability.
Renters insurance
Renters insurance can help to cover more than your personal property. It can help to protect you from personal liability, so you can rest easy.