What is IntelliDrive 365?
A telematics program that rewards safer driving with great savings. By providing educational driving tips, IntelliDrive 365 encourages its users to learn how to become safer drivers. Please note, safer driving habits can lead to savings of up to 35%, while riskier driving habits will result in a higher premium.1
Learn more about IntelliDrive 365 and the program requirements.
Take this brief quiz to see if you and others on your policy meet the basic participation requirements for IntelliDrive 365 and learn a bit more about the program.
Possible savings
Enrollment participation discount
Save up to 10% during the first policy term if all eligible drivers enroll, download the app, register, enable permissions and take a drive.
Impact to the policy premium at renewal
Save up to 35% at renewal for safe driving behaviors. Riskier driving habits will result in a higher premium.1
Renewal participation discount
Save up to 2% when the policy is renewed if eligible drivers remain in the program and continue to participate.
What is measured?
Throughout the life of the policy, the app will evaluate certain driving behaviors.
Braking
Braking hard or coming to an abrupt stop is not only bad for your brakes but can be an indicator of following too closely. A minimum three-second following distance between you and the driver in front of you is recommended so that you have more time to react.
Speed
Traveling at higher speeds can cause more frequent and severe accidents. To help stay safe and have enough time to react to hazards around you, avoid driving at higher speeds.
Time of day
We know you cannot always control your schedule, but roads can be more dangerous late at night and early in the morning. Avoid driving between the times of 10 p.m. and 5 a.m.
Distraction
Distracted driving is dangerous and puts you and others at a higher risk of an accident. Stay focused and avoid interacting with your phone while driving. Activities that divert attention from driving should be avoided when you are behind the wheel.
IntelliDrive 365: Getting started
We have made the setup quick and easy. Once your policy has been issued, just have all enrolled drivers follow these three simple steps:
Download the app
Download the IntelliDrive 365 app to their smartphone. It is available in the App Store® and Google Play™.
Register
Register and enable permissions in the app.
Log their first trip
Frequently asked questions
Want to know more about IntelliDrive 365?
The IntelliDrive 365 program provides positive reinforcement for safe driving behaviors and tips on how to improve based on personalized driving data. Using a smartphone app, it captures and scores driving behavior of all enrolled drivers throughout the life of the policy and rewards safer driving with savings. Please note, riskier driving habits will result in a higher premium.
IntelliDrive 365 is available in 4 states: Arizona, Indiana, Kentucky and Utah.
To participate in the program, drivers on the policy must have a smartphone and be willing to download an app that captures driving and location information throughout the life of the auto policy. Take this quiz to learn more.
If the IntelliDrive 365 app is not installed, a driver may be removed from the program, and removing a driver will impact the Enrollment Participation Discount, if applicable.
The IntelliDrive 365 app captures information associated with driving behaviors such as braking, distraction, speed and time of day.
Yes. The app does its best to determine whether you are the driver of a vehicle. For instance, if you are a passenger and the app identifies you as a driver, you will have 10 days to update the trip in the app.
Note, drivers that update too many of their driving trips may be removed from the program.
By enrolling in the IntelliDrive 365 program, a policy may be eligible for a one-term Enrollment Participation Discount. At each renewal, the policy may be eligible for a Renewal Participation Discount, and each driver's driving performance is used to calculate the insurance premium.
If a driver is not satisfied with the IntelliDrive 365 program for any reason, they can stop participating within 45 days of the policy's enrollment with no impact to the policy other than the loss of the Enrollment Participation Discount, if applicable. After 45 days, IntelliDrive 365 driving behavior may affect the premium at the next renewal. A driver may uninstall the app at anytime if they no longer want to contribute driving behavior data.
No. However, it is important drivers download the IntelliDrive 365 app and take a trip as soon as possible to be sure the app is capturing their driving behavior. Note, on average, 2-3 trips per week is recommended to help earn a Renewal Participation Discount.
Yes. The smartphone needs to be on with permission settings enabled, such as location services and Wi-Fi, for the IntelliDrive 365 app to function most accurately.
Driving performance can take a day or two to update in the IntelliDrive 365 app.
No. However, you can pay your bill, access your policy and file a claim 24/7 at MyTravelers.com or in the MyTravelers® Mobile App. To get started, sign in or create an account.
Call us at 866-500-9711.
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