Plumbing and Mechanical Contractors Insurance

Stay clearly and cleanly ahead of the competition
Plumbing and mechanical contractors like you require specialized knowledge and tools to deliver for your customers. Air conditioning and heating systems, water supply and sewer hookups, clean rooms and boilers are just a few of the product knowledge areas needed. With this in mind, Travelers delivers dedicated products, Risk Control and Claim solutions to meet your specific needs.
Our Industrial Hygiene Lab has more than 800 air sampling pumps that we loan free of charge to our customers. Delivering tools that help you stay ahead of risk makes good business and insurance sense.

IndustryEdge® for plumbing and mechanical contractors
Plumbing and mechanical contractors have unique risks. Travelers INDUSTRYEdge offers products and insights to help our customers stay ahead of risk by preparing for and, ultimately, helping to reduce loss costs while keeping projects running smooth. Our broad, tailored coverages and enhancements are based on our deep knowledge and experience in the construction industry.
Coverages are specifically designed to meet the needs of our customers. Drawing on extensive research and years of experience, we offer:
What kind of contractors is plumbing and mechanical insurance right for?
- Plumbing
- Heating and air-conditioning (HVAC)
- Similar work
- Contractors who engage in both multistate and local contracts
How much does plumbing and mechanical contractor insurance cost?
The cost of insuring your plumbing contractor business will depend upon the size of your operation, the type of contracts you take, the specific risks you are exposed to, and coverage amounts and deductibles you choose. Your agent can help review risks and provide a quote for coverage that would best protect your company.
Related products & solutions
Property
When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected.
Inland marine
Protection for a business’s property that is mobile in nature or requires unique valuation for the construction, transportation, fine art and renewable energy industries.
Contract surety
Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions.
CyberRisk
Provides organizations of all sizes coverage to help protect against losses resulting from data breaches and other fast-evolving cyber exposures.
Environmental and contractors professional practice
Broad coverage to protect against pollution liability risks and losses resulting from acts, errors or omissions in the performance of contractor professional services.
Owners and contractors protective liability
Purchased by contractors to protect owners against vicarious liability for ongoing operations performed by, or the owner’s negligent supervision of, the designated “contractor.”
Commercial surety
Travelers can help both individuals and businesses – ranging from small to multinational companies – with their commercial surety needs.
Management and professional liability
Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.

Solutions for small businesses
Travelers offers small business solutions to help you protect and grow your business.
Plumbing and mechanical contractors resources

Workforce pressure test
Are you doing enough to help your workforce run and grow safely? This five-minute test can help identify what may be your biggest manufacturing workforce risk.
More Prepare & Prevent
Insights to help you manage risks at work and on the road
Construction Resources
4 Key Steps for Construction Projects to Help Protect Your Company
Pre-construction surveys and project documentation are items to keep in mind before a project. Follow our pre-construction checklist for more tips.

Driver & Fleet Safety
Safeguard Your Business with a Distracted Driving Policy
Help prevent distracted driving accidents in your business by creating and enforcing a mobile phone use and distracted driving policy. Learn more from Travelers.

Construction Resources
Managing Your Construction Risk
Managing construction project risks effectively helps protect your reputation and bottom line. Travelers shares six tips for construction risk management.

Related services
Risk Control
Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention.
Construction claim
Construction claims are complex and potentially volatile. That's why Travelers has a specialized construction claim service operation to focus on these unique claims.