Electrical Contractors Insurance

Keeping your business grounded

Electrical contractors offer a wide range of services such as low voltage and high voltage, inside wiring and traffic signalization, industrial and institutional electrician services. Travelers has insurance professionals dedicated to working with these electricians to fully support business needs. Our specialized products provide limited coverage for physical injury and to certain electrical property to help manage the unique risks electricians face.

Other insurance markets may serve you locally, but not when you grow or work outside of your area. Travelers maintains a small community presence with a national scope of service. We serve multi-state and local electrical contractors with experience and expertise. 

IndustryEdge® for electrical contractors 

Electrical contractors have unique risks. Travelers INDUSTRYEdge offers products and insights to help our customers stay ahead of risk. We do this by preparing for risk and helping to reduce loss costs as well as keeping projects running smoothly. Travelers’ broad, tailored coverages and enhancements are designed to meet the needs of our customers and based on our deep knowledge of the construction industry. 

What kind of contractors is electrician insurance right for?

  • General electrical  

  • Lighting 

  • Fiber optic 

  • Electrical controls installation 

  • Contractors who engage in both multi-state and local contracts 

  • Many more 

How much does electrical contractors insurance cost?

The cost of electrical company insurance will depend upon the size of your operation, the type of contracts your business takes, the specific risks you are exposed to, and coverage amounts and deductibles you choose. Your agent can help review risks and provide a quote for coverage that would best protect your company. 

Related products & solutions

When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected.

Protection for a business’s property that is mobile in nature or requires unique valuation for the construction, transportation, fine art and renewable energy industries.

Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions.

Provides organizations of all sizes coverage to help protect against losses resulting from data breaches and other fast-evolving cyber exposures.

Broad coverage to protect against pollution liability risks and losses resulting from acts, errors or omissions in the performance of contractor professional services.

Purchased by contractors to protect owners against vicarious liability for ongoing operations performed by, or the owner’s negligent supervision of, the designated “contractor.”

Required of contractors who perform work on or around railroad tracks, railroad right-of-way or owned railroad property.

Travelers can help both individuals and businesses – ranging from small to multinational companies – with their commercial surety needs.

Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.

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Solutions for small businesses

Travelers offers small business solutions to help you protect and grow your business.

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Workforce pressure test

Are you doing enough to help your workforce run and grow safely? This five-minute test can help identify what may be your biggest manufacturing workforce risk.

More Prepare & Prevent

Insights to help you manage risks at work and on the road

Related services

Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention. 

Construction claims are complex and potentially volatile. That's why Travelers has a specialized construction claim service operation to focus on these unique claims. 

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Find an insurance agent

Tailor coverage to address the risks to your business.