Maintaining Your Roof Can Save You Money
A roof not regularly maintained may lead to difficulty in obtaining coverage.
Some ways you can prolong the life of your roof:
Invest in maintenance
Identify issues early on so that they can be addressed promptly. Look for staining, lifting, cracking, missing or loose shingles, and damage from trees and moss growth, then promptly address the issues.
Seasonal upkeep can prolong your roof life
- Keep gutters clean.
- Trim overhanging branches.
Proactive roof maintenance matters
Investing in regular roof maintenance and using high-quality materials can help you avoid the inconvenience of unexpected repairs. Addressing minor issues and keeping your roof in good condition can extend its lifespan, prevent costly repairs and help maintain your home’s structural integrity.
Consider a roof replacement
The older your roof, the more susceptible it is to damage. While the average lifespan of some roofs can reach 20 years, data suggests that in severe hail-prone areas, roofs are often replaced every 7 to 10 years1.
TIP: Keep records of roof repairs and replacements to track your roof’s lifespan.
Your handy roof guide
Roofing materials can impact durability and insurance costs. Here are some pros and cons of various roof types.
Asphalt shingles
Pros: Affordable, widely available, easy to install. Variety of colors and styles.
Cons: Moderate lifespan (15-30 years), may be prone to rot, decay and damage from extreme weather conditions.
Metal roofing
Pros: Long lifespan (50+ years), durable, fire-resistant, insect-resistant, rot-resistant, recyclable, energy-efficient.
Cons: Higher initial cost than asphalt shingles. Noisy during heavy rain or hail.
Clay or concrete tiles
Pros: Durable, long-lasting (50+ years), fire-resistant, energy-efficient, available in various styles.
Cons: Heavy, may require additional roof support. More expensive than asphalt shingles.
Contact your local independent agent or Travelers representative to learn more about home coverage.
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