Video
How to save on your car insurance
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Logo, Travelers red umbrella. Text, Ways to save on car insurance. A red car travels down the road. A blank document appears inside a thought bubble.
Bullet points appear on the document with dashed lines coming out of the document. Car appears in motion. Check marks appear at the end of each line on the document.
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SPEAKER: Car insurance costs can vary depending on a number of factors. And since protecting yourself with the proper coverage is important, it's a good idea to understand the factors that could help you get the best coverage for your money.
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The car appears over a silhouette of the United States. Multiple bullet points appear over several states.
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First, consider your specific needs. And remember that car insurance coverage can vary from state to state.
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A back-up camera, a warning system, and a flashing red light on a dashboard. Text, Cameras, Warning systems, Anti-theft devices.
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Then understand your car safety features, like warning systems or anti-theft devices, and how much your car is driven, and who drives it.
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A red, black, and gray bar on a graph represent savings on three cars for three different people.
3 documents appear with ribbons. A telematics-based Travelers program appears on a cell phone.
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These things may help you save money. You might also be able to get discounts for having multiple policies with the same company or by using a telematics-based program that helps track your safe driving behaviors.
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A checkbook versus paying online on a computer or mobile phone.
A cartoon man and woman standing alongside a blank document with a gold ribbon at the top. Zooms in on document and shows a blank check list.
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And don't forget, how you pay matters. Paying in full or through electronic payments can also help you save money. Be sure to review your policy with your agent to keep it up to date if something changes in your life and make sure you're getting the coverages you need. To learn more, visit Travelers.com.
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Text, Travelers. Logo, a red umbrella. Travelers dot com slash auto.
Get the most out of your car insurance coverage with car insurance discounts
Get a quote and see how bundling multiple policies or having a safe driving history can make all the difference on the cost of your monthly premium. Because no matter your individual insurance needs, everyone wants to save on car insurance.
Multi-policy discount
Bundling multiple insurance policies can result in premium discounts. For example, you could save on your Travelers car insurance when you also purchase your home/condo insurance and other insurance policies from Travelers.
Multicar discounts
More cars means more ways to save. You may be eligible for a car insurance discount if your household insures two or more cars on one Travelers policy.**
Home ownership discount
You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere.**
Safe Driver Discount
Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three to five years could save you money with our safe driver discount.**
Continuous insurance discount
Customers who have held car insurance continuously with Travelers with no gaps in their coverage may be eligible for a discount.**
Hybrid/electric car insurance discount
Being an environmentally friendly driver is good for your wallet. If you own or lease a hybrid car, you could save on your Travelers auto insurance with a hybrid car insurance discount.
New car discount
When you purchase a new car or own a car that is less than three years old, you may qualify for a new car discount.**
EFT, pay-in-full and good payer discounts
You can save based on how you choose to pay. You could save when you pay your car insurance premium in full. Or save by paying with electronic funds transfer (EFT), payroll deduction or by consistently paying your premium on time.**
Early quote discount
If you’re new to Travelers and get an auto quote before your current policy expires, you may be eligible for a discount on your Travelers auto insurance, depending on how far in advance you shop for your policy.**
Good Student Discount
Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better may qualify for a discount on car insurance.
Student Away at School Discount
If one of your dependents goes to school at least 100 miles away and won’t be driving your cars, it may mean that you qualify for a discount.
Driver Training Discount
To encourage young drivers to sharpen their skills with driver training, we offer a discount for those drivers who have successfully completed an approved driver education course.
**Early Quote, EFT, New Car, Safe Driver, Continuous Insurance, Paid in Full, Good Payer, Home Ownership and Multicar Discounts are not available in CA. Early Quote, Safe Driver, Good Payer discounts are not available in NY. Good Payer Discount is not available in MD or WA.
Before you buy car insurance, get at least three insurance quotes.
Featured programs
Affinity programs
Savings and benefits to employees or members of participating businesses, associations and credit unions are available through the Travelers Affinity Auto & Home Program. Get excellent coverage and special program rates on insurance for your car or home.
Earn a discount on your car insurance by enrolling in IntelliDrive, a 90-day program that uses a smartphone app to capture data and score how safely you drive. (Not available in some states.) After 90 days, safe driving habits may lead to savings, while riskier driving habits may increase your premium. IntelliDrive is not available in AK, CA, HI, LA, MI, NY, RI or WV.
More about car insurance
Car insurance overview
It’s quick and easy to get a car insurance quote. When you hit the road, feel confident that you, your loved ones and your pockets are protected.
What's covered
Car insurance can help protect you from costs related to auto accidents and other types of losses, such as the theft of your car.
Car insurance FAQs
Find answers to many of the questions that you may have about car insurance.
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