Specialty Lines

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Title, Focus on the Future with Specialty Lines. Animation, a man sits in a chair and talks to an agent behind a desk. A woman shakes hands with an agent.

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Like many insurance agents you're dedicated to growing your business while taking client service to the next level.

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A woman works online. A man works in a warehouse.

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This includes helping businesses stay ahead of risk in the most efficient way possible.

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People watch as words appear on a big screen with the Travelers umbrella logo, cyber, environmental liability, global, equipment breakdown, inland marine, ocean marine, manufacturers E&O, umbrella and excess casualty, management and professional liability, surety bond.

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Having the ability to place a broad mix of specialty line coverages with the same carrier allows you to deliver streamlined solutions with the expertise and convenience businesses have come to expect.

In fact, a survey we conducted revealed that over 70% of middle market business decision makers would prefer to work with only one carrier. More than 50% cited a coordinated claim experience, simplified billing, and the ease of making policy changes as key reasons.*

When you bundle multiple coverages with Travelers, you and your clients benefit from our underwriting expertise deep industry knowledge, and exceptional risk control and claim services. Tailored solutions in one place, help your clients broaden their protection with multiple specialty coverages from travelers. Talk to your Travelers representative or visit travelers.com today to learn more about our specialty coverages.

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Small print, Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, Connecticut 0 6 1 8 3. This material does not amend, or otherwise affect, the provisions of any insurance policy issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.

*Video Source: Travelers Middle Market Multi-Line Purchase Behaviors, Perceived Value and Positioning Research, 2018 (0:26 – 0:40)

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Text, Focus on the Future, Equipment Breakdown 3 On-the-Go Insights

Animation depicts components of a computer system. Text, Cloud Smart Connected

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From advanced manufacturing applications to cloud-connected machines, equipment risks are changing.

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Three boilers; two workers stand next to them.

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Yet breakdowns remain inevitable.

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Three graphics; an electrical tower, digital equipment, and a man in a hard hat.

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Share these three trends to help your clients recognize the importance of equipment breakdown
coverage.

First, aging infrastructure and new technology can increase the potential for equipment downtime. With electrical systems accounting for up to 20% of a building's value and power grids strained by aging equipment and new technology, the risk of electrical system breakdowns caused by power interruptions is increasing. Help clients manage increased risk with Travelers equipment breakdown coverage, streamlined with fewer endorsements needed to reach the right level of protection. Second, high-tech equipment failure can lead to higher exposures.

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A world map depicts exclamation marks on various countries.

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Long lead times for costly repairs can jeopardize a tight supply chain, resulting in increased expenses and missed deadlines. Travelers stays ahead of today's complex technology, connecting eligible with vendors for sensors that can monitor pressure, temperature, detect water leakage, and more. Third, prevention is key. Advanced technology calls for our specially trained risk control consultants, who can help your clients with emerging and traditional prevention methods, including state-certified boiler inspections and recommendations for equipment maintenance training, and contingency planning. Travelers Boiler & Machinery-- helping your clients stay focused on the future. For more information, contact your Travelers representative, or visit travelers.com today.

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Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, Connecticut, 06183. This material does not amend, or otherwise affect, the provisions of any insurance policy issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.

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Logo, Travelers. Red Umbrella. Text, Global Accounts for global business. On a black chalkboard-like background, white chalk-like lines move across the board in waves from left to right. One is a dashed line. One has three dots on it, one has an icon of a bicycle, and one has an icon of a box.

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SPEAKER: In today's business world, there are no boundaries. Even small and mid-sized companies selling products online are global businesses.

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The chalk lines wrap around a spinning globe. The globe stops on North America, which has a star on it, and is then replaced by a chalk drawing of a person standing with a bike outside of a bike shop.

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Let's say you're a bike company in the Midwest. A shop in Madrid orders some of your bikes through a third-party vendor.

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Lines move from the bike shop, inside a map of Spain, across the ocean to the bike icon, which is in the U.S.

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Just like that, you're a global business.

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The bike icon moves across the ocean. Several lines ring the spinning globe, both solid and dashed. Red dashed lines then ring the globe and land in the star in North America.

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You're exposed to lawsuits and claims that domestic insurance won't cover, such as product liability, customer injury, injury to a traveling employee, and more.

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Red text falls into both sides of a chalk scale. Product liability, injury to a traveling employee, general liability, customer injury, property, kidnap and ransom, employers liability, auto, general liability. The scale breaks.

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These could put you in a world of global uncertainty. That's why you need Travelers Global Companion Plus.

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A white umbrella on a black globe. The globe spins and is covered with a solid and a dashed line.

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It's an insurance policy designed for the global reality of today's business world.

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Three clocks are labeled Sydney, London, and New York. The clocks are replaced by icons of a briefcase, a magnifying glass, and a customer service person with a headset.

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You're covered in every time zone by our in-house experts and industry-leading partners, all highly trained to guide you through international coverage and regulatory issues-- agile, efficient, seamless, and, of course, compliant. From Australia to Zambia, Travelers give you a world of global protection that can lead to a world of business success.

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The globe sits on a countertop. It stops on a side that has a white umbrella and reads, Global Accounts. A red mug sits on the countertop beside the globe. Logo, Travelers. Text, Contact your independent agent today. travelers.com/global. Copyright 2020, The Travelers Indemnity Company. Travelers and the Travelers Umbrella are registered trademarks of the Travelers Indemnity Company in the U.S. and other countries.

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Logo and text, Focus on the Future. 3 Trends Driving Contractors' Equipment Risks in Construction. Animation, Workers in hard hats at a construction site.

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As construction businesses continue to adapt to the new normal, they are reassessing their operations, including how they manage risks to their equipment and building materials. Keeping these three trends in sight, and having contractors equipment insurance coverage in place, can have a big impact on construction companies.

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Text, 1. Supply chain disruptions. 2. Theft and vandalism. 3. Industry growth. 1. Supply chain disruptions

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More than ever, construction businesses are challenged by supply chain disruptions. Longer wait times for equipment parts and materials, along with higher shipping costs, lead to shortages, and that impacts profit. Key actions businesses can take to reduce supply chain issues include communicate more frequently with supply partners, identify alternative suppliers as a fallback plan, and place bigger volume orders when prices stabilize.

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2. Theft and vandalism

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Soaring prices for commodities like steel, copper, and lumber as well as high-value equipment, are contributing to a rise in construction sites theft. To deter thieves and vandals, resilient businesses implement job site security strategies. These include taking advantage of digital technologies like GPS trackers for construction equipment and surveillance cameras with remote monitoring features.

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3. Industry growth

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Growth in infrastructure activities will likely lead to new business capital entering the industry. While expansion is welcome, it may also bring new stresses to supply chains, and more theft as the competition for critical materials, skilled workers, and equipment heats up. Strategies to protect and maintain property and equipment can help reduce these risks.

With the right insurance and risk management resources, construction businesses can manage some of the most serious threats to their assets and operations.

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A person in a hard hat looks at a computer monitor. It has the Travelers logo with the text, Inland Marine Insurance for Construction. Three bullet points: Contractors' Equipment, Installation. Builders' Risk

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Ask your travelers representative about how our customizable inland marine coverage, including contractors' equipment, installation, builders risk, and more can help protect your clients' businesses.

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Logo, Travelers. Text, Visit travelers dot com slash inland marine slash construction