Telecommunications Insurance
Protect communications innovation with telecommunications insurance
Strong telecommunications infrastructure and services are essential to a robust and efficient economy. With the increasing integration and interconnection of devices, machines and systems, bandwidth must also increase at pace with expansion and innovation. Failure to meet the growing demand could lead to disruptions that impact businesses and consumers.
Helping protect telecommunication companies against risk is what Travelers does. Whether telecommunications companies are regional or national, Travelers can provide the geographic reach needed, providing property and liability insurance and risk management solutions that respond now and into the future.
Telecommunications insurance products we offer
Our telecommunications insurance products, including cyber and workers compensation, are designed to safeguard against operational risks and ensure business continuity in a rapidly evolving industry.
Our experienced underwriters understand the emerging and complex risks unique to telecommunications companies. With decades of experience underwriting telecommunications, Travelers can help you manage risk so you can confidently stay focused on your business operations.
Who is telecommunications insurance right for?
The telecommunications industry is responsible for building and maintaining infrastructure and delivering services to facilitate transmission of information and communication over long distances. The industry encompasses service providers, service resellers and telecom facilities.
Service providers
Service providers rely heavily on telecommunications equipment to enable businesses and organizations to transmit data digitally, but they face risks from shifting weather patterns, wildfires, hurricanes and other natural disasters. These events can trigger costly service disruptions and severely impact operations.
Service resellers
Resellers buy access and network capacity to package telecommunications services for end users, but they are vulnerable to risks like supply chain disruptions and data loss. These threats can result in service outages and business disruption, potentially impacting operational continuity and customer satisfaction.
Telecom facilities
Telecom facilities provide the infrastructure for the world’s communications ecosystem. Weather-related risks can damage network equipment, including antennas, cell towers, fiber optic cables and other critical assets in telecom facilities, leading to service disruptions and potentially hefty repair costs.
Our portfolio of insurance offerings for telecommunications includes:
- Cyber insurance: Travelers CyberRisk Tech insurance provides important coverage for telecommunications businesses to help protect them from errors and omissions or cyber claims through a variety of coverage options.
- Global insurance: Travelers Global CompanionSM Plus+ insurance helps businesses with global exposures. Travelers provides coverages, services and expertise to meet a wide range of international insurance needs in over 150 countries worldwide.
- General liability: Protects your business from covered defense costs and damages in the event someone makes a claim against it for bodily injury or property damage.
- Commercial property: When a covered loss causes disruption or even temporarily shuts down your business, your ability to recover quickly is critical. Travelers commercial property insurance can provide the support and financial assistance needed to help you get your business back up and running.
- Workers compensation: In the wake of a work-related injury or disease, this coverage helps cover related costs and empowers telecommunications businesses to support positive outcomes for employers and employees.
- Commercial auto: If your business owns or uses vehicles such as cars, trucks and vans, business auto insurance can provide valuable financial protection to you, your business and your employees
- Umbrella: When claim costs exceed the limits of primary coverage, umbrella insurance coverage can help protect telecommunications businesses.
Your Travelers representative can help you choose a coverage solution based on your company’s unique risk profile.
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