Retail Insurance
One-stop shopping for coverage to help manage your retail business
Retailers face many different exposures ranging from product liability to premises liability to cybersecurity. Travelers has the experience and technical proficiency that can help you manage risk.
We offer our customers a flexible range of options for accessing our risk control safety resources related to: fire protection engineering, slips, trips and fall management, product liability (including imported products), premises and operations liability (including contractual risk transfer), ergonomics and materials handling, and more.
In the event of a claim, we know that getting injured employees back to work as soon as medically appropriate is critical to keeping your business running smoothly. Our specialized TravComp® workers compensation claim-handling model utilizes dedicated return-to-work teams of nurses and Claim professionals.
IndustryEdge® for medium and large retailers
Retailers need coverage and support to keep businesses running smoothly in the event of loss or damage. We target regional chain stores and retail businesses too large to be written under a business owner's policy (BOP). Travelers INDUSTRYEdge offers products to address the specific requirements of this industry.
Drawing on extensive research and years of experience, we offer:
Who is retailers insurance right for?
For retail companies that are not considered a small business:
- Building supply and hardware stores
- Department, variety and grocery stores
- Furniture stores
- Clothing stores
- And more
Small business retail insurance
If you own a small business, a BOP (business owner's policy) may be right for you. From florists to hardware stores, Travelers provides solutions designed to meet your retail store needs.
Related products & solutions
CyberRisk
Provides organizations of all sizes coverage to help protect against losses resulting from data breaches and other fast-evolving cyber exposures.
Travelers Deluxe® property
Property insurance that meets the changing needs of businesses.
Environmental and contractors professional practice
Broad coverage to protect against pollution liability risks and losses resulting from acts, errors or omissions in the performance of contractor professional services.
Management and professional liability
Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.
Global insurance
Travelers has the products, services and expertise to meet a wide range of international insurance needs in over 150 countries worldwide.
RESOURCES
Cyber Resources
Help protect your organization against cybersecurity risks by sharpening your cyber knowledge.
MORE PREPARE & PREVENT
Insights to help you manage risks at work and on the road
Driver & Fleet Safety
8 Elements of a Fleet Safety Program
A formal fleet safety program can help maximize fleet efficiency, enhance safety and more.
Workplace Safety Resources
Preventing Slips, Trips and Falls in the Workplace
A business may be held liable for every step in the supply chain. Monitoring and regulating that chain can help prevent future liability claims.
Small Business Resources
5 Things to Know Before Renting or Leasing Space for Your Business
Before you lease a commercial property for your small business, you’ll want to consider what the lease includes, its terms and renewal options, and whether your property is insured to its true value.
Related services
Risk Control
With more than a century of expertise and more than 500 Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks.
Claim
Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.