Controlled Master Programs

Controlled Master Programs (CMP) are tailored for companies that have established operations abroad and require local policies to comply with an individual country's statutory insurance requirements.  Local policies provide protection for each country’s exposures in accordance with local laws and customs.  The CMP provides a consistency of limits and coverages for the entire global program. 

Travelers has established a leading network of local carriers and platforms in over 150 countries to help our clients manage their global insurance needs. This network provides a seamless delivery of service via a single point of contact while having relevant, in-market knowledge of compliance and coverage issues in each country. The global marketplace will continue to change quickly, and Travelers has a responsive network with current and in-depth knowledge of each local market. With over 30 years of experience, combined with our financial strength, we aim to be the leading insurance partner for businesses stretching across the world. 
 
Seamless service and solutions save money and keep businesses focused on business. Running businesses across a few or many markets introduces complexity and can often slow down operations. Travelers is committed to delivering multinational insurance services as part of a domestic solution — including a single point of contact. We focus on delivering consistent coverage and sorting out the complexity so that you don’t have to. 

Coverages

A Controlled Master Program combines a US-issued master DIC/DIL policy with locally admitted coverages in one or more countries.  Each program is designed to meet the client's specific financial and insurance objectives based on the countries involved, size of operations coverages required, and scope of the insured's foreign operation.  A CMP minimizes coverage gaps with a seamless, global program of foreign coverages and services. 

Who is this right for?

  • Your company has established operations abroad 

  • The business owns property in another country 

  • You require customized coverage 

  • You require claim payments made in country (as permitted by law) 

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Tailor coverage to address the risks to your business.