Cyber Risks and Your Business
Small and medium-sized businesses may be at the greatest risk of a cyber breach, and the least prepared to handle it. Having pre-breach services to help avoid a breach in the first place, and a cyber breach coach to manage the fallout, can be the difference in whether or not a company stays in business.
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A lit sign on a building at night with the Travelers umbrella logo, Cyber Risks & Your Business.. Large buildings at night with a streetlamp in the foreground. Voice of Tim Francis. Cyber Security Lead for Travelers.
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TIM FRANCIS: Any business of any size can be vulnerable. It really doesn't matter what industry you're in. If you rely on technology to run your business, and most companies do at some level, you're vulnerable.
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A dark office with many desks and computers, a table with benches, and a couch, with tall windows. Many location markers pop up on the computers.
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Even here, you can see how many devices are connected to a network.
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Two people enter. One sits at a computer, takes off his coat and holds a smartphone in his hand. Images appear on the computer screen.
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Hackers can block access to critical equipment, customer data, and even employee records. We've seen it before. The majority of breaches come from malicious or criminal attacks.
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A woman sits at a computer and takes a sip from a mug. Text, 66% of malware was installed via email in 2017.
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But human error also plays a huge role. Bad password management or unknowingly losing track of a work laptop can put a company at risk.
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65% of people use the same password everywhere. 90% of passwords are crackable within 6 hours. Asterisks above the text turn into characters that float around.
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And it can happen in any organization. We've learned that the first step to cybersecurity is prevention.
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Pre-breach prevention.
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And it doesn't stop there. You need to engage all the way through the recovery. That's why we provide pre to post-breach cyber risk solutions for all our cyber policyholders.
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Two men talk in front of a computer. They point to drawings of cameras on a paper.
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It's more than insurance. It's access to the tools and professionals who can help prevent a breach.
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Code turns into the text, Post-Breach Recovery.
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And in the event of a breach, it's a dedicated team that is ready to help right when you need them. The absolute worst thing a business can do after a cyber attack is to try to go it alone.
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A man rubs his eyes as he looks at a computer. A network of locks, keys, shields, people and a phone appears in front of his eyes.
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Travelers has created a network of cyber specialists to help manage the fallout. That's what a cyber breach coach does. They guide a business in taking the right steps because they live it every day.
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A woman on a screen at the front of a room talks. A hand writes in a journal.
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That experience is key. How a company responds after a data breach can be the difference between staying in business or not.
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A man takes a box off a shelf. He sets it on a chair at a table where two others sit. Three locks appear on the screen.
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Combining cyber security professionals with cyber insurance specialists is how you get the best pre- to post-breach solution, putting your company in the best possible position to protect your data, your reputation, and your business. I'm Tim Francis, Enterprise Cyber Lead for Travelers.
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