Marine Cargo Insurance

Damage to cargo is a common occurrence and can halt business operations. Damage can be due to rough handling, weather, improper loading or even atmospheric conditions. 

If you are buying or selling goods overseas, it's important to have the right insurance company helping to protect your interests. Travelers provides insurance solutions for importers, exporters, manufacturers, commodities traders and freight forwarders. We aim to simplify the process and help guide business owners through the complex and often confusing process of importing and exporting. 

Business person smiling and carrying a red folder.

Find an insurance agent

Tailor coverage to address the risks to your business.

Cargo Elite® 

Provides automatic, all-risk* coverage for international shipments of new merchandise transported by sea. Additional coverages automatically provided include concealed damage, shortage from container, control of damaged goods and consolidation. 

Custom cargo coverage

Coverage tailored for cargo with unique shipping requirements such as chemicals, food products and pharmaceuticals. 

*Subject to certain exclusions and limitations 

Cargo Elite Express®

Available for businesses with up to $20 million of annual international shipments. Like Cargo Elite, Cargo Elite Express offers all-risk* coverage. Cargo Elite Express also offers flat annual premiums and no reporting of shipments or sales. 

*Subject to certain exclusions and limitations 

Who is ocean cargo insurance right for?

  • Importers 

  • Exporters 

  • Manufacturers 

  • Commodities traders 

  • Freight forwarders 

Ocean cargo special policies

International shipments often require specialized insurance documentation.  Travelers policyholders have the ability to generate and issue ocean cargo special policies online. Our system capabilities include: 

  • Special policy insuring conditions that mirror the terms in the open cargo policies 

  • The ability to copy and modify previously issued special policies 

  • An expedited processing of certificates for shipments to Office of Foreign Asset Control (OFAC) restricted areas  

  • An improved tracking of shipments through a "void" option 

  • The ability to create customized reports of special policy activities 

Use the Log In box at the top right of the page to access the ocean cargo special policies issuance system for Travelers policies. 

Haven't registered yet? Click the register link in the Log In box above to request access. 

If you have any questions, please contact the Travelers system support help desk: 

Monday-Friday 7:30 a.m. to 8 p.m. ET 
Call 800.842.2522 and select option 2 

For limited remote support from 7 p.m. to 8 p.m., please call 866.323.5739. 

Related products & solutions

For marine contractors who perform a wide variety of jobs when engaging in commercial and residential construction on and around the waterfront.

For companies that provide marine services on or around the waterfront, such as ship repairers, terminal operators, boat manufacturers, marinas and more.

For maritime transportation businesses operating tugs and barges, crew/supply boats, excursion vessels, ferries and more.

Travelers understands the challenges and nuances of the waterfront and has a portfolio of insurance solutions to meet your needs.

Protection for a business’s property that is mobile in nature or requires unique valuation for the construction, transportation, fine art and renewable energy industries.

Related services

Our skillfully trained investigators help deliver optimal claim outcomes for our customers by actively pursuing avenues of recovery 24 hours a day, 365 days a year for all cargo and other specialty losses.

With more than a century of expertise and more than 500 Risk Control consultants, Travelers has the experience and technical proficiency to help businesses manage their risks. 

Our knowledgeable claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It's our business to help keep you in business.

More Prepare & Prevent

Insights to help you manage risks at work and on the road

Business person smiling and carrying a red folder.

Find an insurance agent

Tailor coverage to address the risks to your business.