General Contractors Insurance
Protect your business from the unexpected. General contractors insurance includes coverage for injuries, property damage and assets for peace of mind on the job site. Our Risk Control, Underwriting and Claim professionals specialize in contractors insurance to help you better manage complex indemnity, additional insured and contractual exposures.
IndustryEdge® for general contractors
General contractors have unique risks. Travelers IndustryEdge offers products and insights to help our customers stay ahead of risk by preparing for it and ultimately helping to reduce loss costs and keep projects running smoothly. Our broad, tailored general contractors insurance includes coverages and enhancements based on our deep knowledge and experience in the construction industry and specifically designed to meet the needs of our customers.
Drawing on extensive research and years of experience, we offer:
What kind of contractors is this right for?
Contractors who build:
- Commercial
- Retail
- Industrial
- Institutional
- Mixed use
- Many more
Serving both multistate and local contractors
Related products & solutions
Property
When it comes to insuring your commercial property, Travelers has a number of solutions to help keep your property protected.
Inland marine
Protection for a business’s property that is mobile in nature or requires unique valuation for the construction, transportation, fine art and renewable energy industries.
Contract surety
Our specialized construction underwriters have deep industry knowledge and an ability to provide flexible, innovative solutions.
CyberRisk
Provides coverage to help protect against data breaches and other fast-evolving cyber exposures.
Environmental and contractors professional practice
Broad coverage to protect against pollution liability risks and losses resulting from acts, errors or omissions in the performance of contractor professional services.
Owners and contractors protective liability
Purchased by contractors to protect owners against vicarious liability for ongoing operations performed by, or the owner’s negligent supervision of, the designated “contractor.”
Railroad protective liability
Required of contractors who perform work on or around railroad tracks, railroad right-of-way or owned railroad property.
Commercial surety
Travelers can help both individuals and businesses – ranging from small to multinational companies – with their commercial surety needs.
Management and professional liability
Policies that fit your unique responsibilities and exposures – whether you’re a private, public, nonprofit or financial institution.
Solutions for small businesses
Travelers offers small business solutions to help you protect and grow your business.
Related services
Risk Control
Travelers risk control construction specialists have the knowledge and the experience to meet your risk control needs and to help you take a proactive approach to safety and accident prevention.
Construction claim
Construction claims are complex and potentially volatile. That's why Travelers has a specialized construction claim service operation to focus on these unique claims.
More Prepare & Prevent
Insights to help you manage risks at work and on the road
Construction Resources
Do You Have a Contractual Risk Transfer Program?
A contractual risk transfer (CRT) program can help protect contractors when working with third-party services or products.
Construction Resources
4 Key Steps for Construction Projects to Help Protect Your Company
Pre-construction surveys and project documentation are items to keep in mind before a project. Follow our pre-construction checklist for more tips.
Construction Resources
5 Equipment Innovations Impacting Construction Business Operations
Recent innovations in construction equipment can provide contractors with new abilities and enhance safety and productivity. Explore equipment innovations that are making an impact in the construction business.