Quoting Disclosures

About online insurance quotes

• Online auto insurance quotes are NOT applications for insurance. Online insurance quotes are estimates only, based on information you provide, information from consumer reporting agencies and other third parties and your insurance score, and are subject to change based on verification of information, including identification of the property or risk to be insured, claim and credit history, and/or information contained on other consumer reports.
• Online property insurance quotes are NOT applications for insurance. Online property insurance quotes are initial estimates only, based in part on preliminary information you provide, information from consumer reporting agencies and other third parties and your insurance score. When you complete your quote, the information you provided will be verified, we will obtain additional consumer reports, including your claim and insurance history, you will be asked additional underwriting questions, and the identification of the property or risk to be insured will be verified. Premium, coverages, discounts, deductibles and eligibility are subject to change based on this information and your insurance score.
• Receipt of an online insurance quote does not guarantee that your application will be accepted should you apply for insurance. Likewise, our inability to provide you with an online insurance quote does not always mean that your application for insurance will be rejected, if you elect to submit an application.
• The questions asked in these online insurance quote requests may vary from the questions asked on an application in a particular state. Online insurance quotes are based in part on the information you provide, underwriting guidelines and models, and other applicable information. Please be as accurate as possible. It is possible based on upon this information, that you may not get an online insurance quote.

Credit-based insurance score, consumer reports and other reports

• As part of the underwriting and pricing process, Travelers orders information about you, other household members and/or your property or vehicle(s) as applicable, from consumer reporting agencies and other third parties, where permitted by law. This may include an insurance score based upon the credit history of you or another named insured, reports that contain information about your vehicle(s), your driving, and/or the driving of other household members (for auto insurance), insurance history, and claim history, which includes claim history information about your property prior to your ownership/residence (for property insurance). 
• As noted above, as allowed by law, we may ask for credit and other consumer reports from consumer reporting agencies concerning your application for insurance or any renewal of insurance. You have the right to be told the name and address of the reporting agencies that provide these reports and to see and correct your personal information. If Travelers receives corrected personal information from a consumer reporting agency, Travelers will re-evaluate you. Travelers may disclose this information to properly service your policy or to conduct our business. Travelers’ privacy notice will be included with your policy and is available upon request. Information given to us by an insurance support organization, including consumer reporting agencies, may be retained by them and disclosed to other persons.
• For auto insurance, we often get a report of accidents or convictions from your State Motor Vehicle Department or independent reporting companies. We may also check information from government agencies or independent reporting companies. This information helps us correctly rate and price your policy.
• Your final premium is subject to change based on verification of driving record, claim history and/or other consumer reports.

Please note insurance score is not used in the state of California, for auto insurance in Massachusetts, nor for residential property insurance in Maryland.

New Jersey consumer information

• NJ Buyers Guide
• NJ Bill of Rights
• NJ Coverage Selection Form

Underwriting companies

• Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183.
• A complete list of Travelers companies writing personal insurance are provided below.

Texas

The Travelers Home and Marine Insurance Company underwrites homeowners insurance in Texas. Automobile insurance in Texas is offered through Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers Company.

California

Information for California residents

Automobile Insurance is underwritten by Travelers Commercial Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority # 6519; State of Domicile: Connecticut or Travelers Property Casualty Insurance Company, One Tower Square, Hartford, CT 06183. Certificate of Authority #6521; State of Domicile: Connecticut. Homeowners Insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #3545, State of Domicile: Connecticut. Boat and Yacht Insurance is underwritten by The Standard Fire Insurance Company, One Tower Square, Hartford, CT 06183, Certificate of Authority #3545, State of Domicile: Connecticut.

Washington

Automobile Insurance is underwritten by The Standard Fire Insurance Company. Homeowners Insurance is underwritten by Travelers Personal Insurance Company. Personal Article Floater Insurance is underwritten by The Phoenix Insurance Company and The Travelers Indemnity Company of America. Personal Liability Umbrella Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, The Travelers Indemnity Company of America, Travelers Home and Marine Insurance Company, Travelers Commercial Insurance Company and Travelers Personal Insurance Company. Special Event Insurance is underwritten by The Standard Fire Insurance Company. Boat Insurance is underwritten by The Travelers Home and Marine Insurance Company. Yacht Insurance is underwritten by The Standard Fire Insurance Company, The Automobile Insurance Company of Hartford, Connecticut, and The Travelers Indemnity Company of America. All underwriting companies listed above are located at One Tower Square, Hartford, CT 06183.

Personal insurance auto & property writing companies

The following is a list of Travelers property casualty affiliates writing personal insurance in at least one state. All are located at One Tower Square, Hartford, Connecticut 06183 unless otherwise indicated.